Guides

Some decisions need more than one page. These four guides cover buying a house, buying a condominium, budgeting for what a home costs to own, and deciding what to spend before you sell. Each one names its sources. Download them freely; no email address is needed.

Buying

• Manitoba Home Buyer Guide

  From budget to possession: when you need money and how much, with a worked example; financing and first-time buyer programs; offer conditions; inspections; wells and wastewater on rural property; new builds; and a decision sheet to work through. PDF, 14 pages, 1.2 MB.

• Manitoba Condominium Buyer Guide

  What you are buying into along with the unit: the reserve fund and its study, special assessments, the disclosure package and your cancellation rights, insurance and deductibles. Written for registered resale condominiums. PDF, 12 pages, 1.0 MB.

Owning

• The Cost of Owning a Home

  A budget beyond the mortgage payment: local bills, saving for replacements, the full scope of a renovation, and worksheets for the year after you move in. For buyers and owners. PDF, 10 pages, 1.3 MB.

Selling

• Manitoba Seller Return on Investment Guide

  What to spend before listing, starting with the least expensive work: comparing an as-is sale with an after-work sale on net proceeds, permits and disclosure, rural and condominium properties, and a net sheet. PDF, 18 pages, 1.5 MB.

Every guide is also available in Ukrainian: Посібники.

The sources were checked on 31 October 2026. Programs, rates and rules change, so each guide gives the source for what it says. The worked amounts are illustrations, not quotes or valuations, and the guides are general information, not legal, lending, tax, inspection or insurance advice for your property.